Florida Blue Products

Our health insurance plans include a wider range of benefits than ever before so that you can choose the plan that fits your life, right now. Whether you're looking for comprehensive coverage, coverage for routine services, temporary coverage or a plan that is compatible with a Health Savings Account, we have a plan to meet your needs.

Some policies may have exclusions and limitations. For costs and complete details of coverage, call or write the insurance agent. The amount of benefits and premium will vary depending upon the plan selected.

BlueOptions for Individuals Under 65 and Families
Our affordable health plans are designed around you and your health care needs. Whether you need a routine check-up, to see a specialist, or visit an urgent care facility, BlueOptions health insurance policies can help you stretch your budget. BlueOptions plans give you access to our expansive provider network - NetworkBlue.

Health is offered by Blue Cross and Blue Shield of Florida, Inc. (BCBSF).

Dental Coverage for Individuals and Families
Dental protection is one of the most valued types of coverage we offer. And, whether you're an individual or an employee covered by group insurance, we have a dental plan for you. Now that's something to smile about!

Life and Dental plans are offered by Florida Combined Life Insurance Company, Inc., an affiliate of BCBSF.
Over 65 / Medicare Eligible*

Blue Cross and Blue Shield of Florida also offers a variety of health care coverage options for Medicare eligible Floridians 65 years of age or older. Traditional Medicare Supplement insurance policies are offered statewide. Floridians in certain counties also have access to more economical network-based** Medicare Supplement insurance policies.

The Medicare Supplement insurance policies are entry age rated and BCBSF offers a "Same Age Forever" rating guarantee. This means premium rates are based on the age when the member first enrolls in a Medicare supplement insurance policy. When members premiums are increased due to a rise in medical costs, the members rates will be based their age at the time their policy was issued.

For example, a member enrolled in a Medicare supplement policy at age 66 and when premiums are increased, the member will still be rated at age 66 even though the member may now be 69.

Some policies have limitations and exclusions.
*Not connected with or endorsed by the U.S. Government or the Federal Medicare Program.
**Networks are comprised of independent contracting providers.
If the premium for a health plan is based on specific criteria, it must be stated.;

Form #: 61555-0704
All companies are Independent Licensees of the Blue Cross and Blue Shield Association.